Prop Hound

Closing Day Checklist

Do a final walkthrough before closing. Confirm the property is in the same shape as when you agreed to buy it.
Bring your ID and whatever funds you need, wired or as a cashier's check. Ask your title company exactly what they require.
Review the closing disclosure before the day of closing, not during it. Compare it to your original loan estimate.
Confirm your utilities are ready to switch into your name the day you close.
Get copies of every signed document. Keep them somewhere safe, you'll need them later.
Confirm your insurance is active before closing, not after. Most lenders won't close without it.
Ask who holds the keys and when you actually get them. Sometimes it's same day, sometimes it isn't.
Know your first mortgage payment date going in. Don't get surprised by it.